Puppy Insurance

  • Get free unlimited expert video consultations 24/7 with FirstVet
  • Navigate puppyhood with useful guides and learning resources
  • Excess or bill share is voluntary, not compulsory†
  • Covers vet fees up to £15,000

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Vet fees up to £15,000

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To suit your pet’s needs, choose vet fee cover from £1,000 to £15,000. The limit resets every year you renew.

Design your own pet insurance

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Policies as unique as your pet. Set your own limits, excess and optional extras, for cover as snug as a collar.

Compulsory excess? Nope†

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If you don’t want an excess or bill share, feel free not to choose it. We’re all about flexible cover for your furry pal.

Award-winning pet insurance provider

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Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included.

Basic cover alone has 3 star rating

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Three-time winner of the National Insurance Awards Pet Insurance Award 2022, 2023 & 2024

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Awarded Best Pet Insurance Provider at The Money Mentor Awards 2024

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Unlimited video calls with expert UK vets

If you need advice for your puppy, expert help is on hand with FirstVet. You can call UK-registered vets 24/7, which don’t count as a claim. Get unlimited, dedicated support during those crucial puppy years and beyond.

Check out FirstVet

How you're covered

When you choose Petgevity, your pup gets more protection than just vet fee cover. Here’s what our puppy insurance includes.

Dental accident

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Covers your pet up to the chosen vet fee limit if they have a dental accident or injury. Always be sure to take your pet for annual dental check-ups, and follow your vet’s advice.

Behavioural treatment

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Get expert help with your pet’s mental and emotional wellbeing, as advised by your vet. Cover up to your chosen vet fee amount or the cost of up to 12 sessions, whichever is lower (Lifetime Plus); or up to £1,000 (Lifetime).

Complementary therapy

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As advised by your vet, this covers alternative treatments like acupuncture or hydrotherapy. Cover up to your chosen vet fee amount (Lifetime Plus); or up to chosen vet fee amount or £1,500, whichever is lower (Lifetime).

Emergency care

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If you can’t look after your pet due to an emergency, such as an unplanned hospital visit, this covers you for up to £1,500 (Lifetime Plus) in minding costs.

Third-party liability for dogs

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Covers you for legal costs if your dog causes injury to somebody or their pet, or causes loss or damage to someone’s property. Protects you for up to £2 million in a legal action.

Choice of optional extras

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Need extra protection? Choose from several optional extras to cover your pet’s needs, including dental illness, or cover if your pet is stolen or lost.

Compare our pet cover for puppies†

petgevity-logo-white p-only-petgevitylogo ManyPets Petplan Agria
Maximum vet fees £15,000 per year £15,000 per year £12,000 per year £20,000 per year
Cover for pre-existing conditions?
No compulsory excess?
No compulsory co-payments for older pets? 20% (from age 9) 20% (from age 7) Min. 10% (from any age)
Tailor limits per pet on a multi-pet policy?
Dental treatment for accidents?
Behavioural treatment and complementary therapy?

†For Lifetime Plus policies only – details correct as of 10 September 2024 via competitor websites. Competitor products are subject to their own T&Cs and can have different limits and requirements for cats versus dogs at different ages. For full details, please check the relevant policy wording.
For full details of Petgevity pet insurance, please read our policy wording.

No pet’s too old

Regardless of age, your pet deserves the best. That’s why we offer dogs of all ages lifetime pet insurance, which is the most comprehensive type of cover.

Dog insurance

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  • Vet fee limit of up to £15,000
  • Optional extras to design your dog's cover to suit them
  • Third-party liability cover of up to £2 million

Older dog insurance

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  • There’s no upper age limits†
  • No compulsory bill share or excess, even as your dog ages†
  • Cover for accepted pre-existing conditions*†

Multi-pet insurance

Multi-pet insurance image
  • Vet fee limit of up to £15,000
  • One policy can cover up to eight pets
  • Set cover limits, excess and optional extras for each pet

Dog insurance

Dog insurance image
  • Vet fee limit of up to £15,000
  • Optional extras to design your dog's cover to suit them
  • Third-party liability cover of up to £2 million

Older dog insurance

Older dog insurance image
  • There’s no upper age limits†
  • No compulsory bill share or excess, even as your dog ages†
  • Cover for accepted pre-existing conditions*†

Multi-pet insurance

Multi-pet insurance image
  • Vet fee limit of up to £15,000
  • One policy can cover up to eight pets
  • Set cover limits, excess and optional extras for each pet
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Unlimited 24/7 video calls with UK vets

Members of the Petgevity family get unlimited calls to experienced, UK-registered vets. Get 24/7 advice to keep your pets healthy and happy.

Check out FirstVet

Frequently asked questions

  • How much does puppy insurance cost?

    Puppy insurance prices are influenced by several different factors. These include:

  • Are puppy vaccinations covered by insurance?

    Getting your puppy vaccinated isn’t covered by the vast majority of pet insurance policies, and Petgevity policies are no exception. This is because insurance isn’t there to cover routine or preventative care. You should also take your pup for routine check-ups to maintain your cover with us.

    What you do get is cover for your puppy for accidental injury and illness. And as long as you renew your policy each year, they’ll continue being protected long into adulthood hopefully to a ripe old age.

  • Is pet insurance worth it for a puppy?

    This is really down to you. Puppy insurance is designed to protect you financially for unexpected events, including having to pay out a lump sum for veterinary treatment. You may feel it’s worth the peace of mind it gives you.

    Bear in mind also that, while they’re growing and developing, puppies will have weaker immune systems than most adult dogs. As such, there’s a greater risk of them becoming sick, or getting accidentally injured.

    Find out all the reasons why it’s worth considering getting insurance for your puppy.

  • What age can you insure a puppy?

    With Petgevity, we can insure your puppy from four weeks old.

    What we will say is that puppies are adventurous, and love getting their noses into things. Getting them covered sooner rather than later means you’re prepared early for anything that could result in a bill from your vet.

  • What is the best pet insurance for a puppy?

    As a puppy parent, it’s natural to want what’s best for your new family member.

    Ultimately, the decision of what’s right for their needs is in your hands. If you need some food for thought, here’s how to choose the best pet insurance for your pup.

Guides and advice for puppies from experts

Our expert vets and behaviourists have great pointers to help keep your puppy happy and healthy.

†Lifetime Plus policies only

*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.

**Illnesses and symptoms won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy. This is unless you are switching from another lifetime pet insurance product with no break in cover and the claim you want to make would have been covered by your previous policy. Other exclusions may apply to other sections.