Lifetime Cat Insurance

Your cat may be agile and independent but they can also fall ill or have accidents. Sadly, the UK doesn’t have a pet version of the NHS to foot the bill. Without cat insurance, you could pay thousands of pounds to treat your feline if they become poorly.  

According to the Association of British Insurers (ABI), the average claim in 2023 was £668 – nearly 50% higher than the cost of the average insurance policy. But the reality is that vet treatment for common issues can often be much higher than this.  

Learn about the benefits of pet insurance – what’s covered, what’s not, and much more in our ultimate guide.* 

The cost of cat insurance will depend on a variety of things, including:

• Where you live
• Your cat’s breed and age
• If your cat has any pre-existing conditions
• Your chosen vet fee limit, excess, bill share, and cover options

Online research can help you decide what vet fee limits and benefit levels to choose for your cat cover. So think about:

• Looking up your local vet clinic’s costs to treat your cat in an emergency
• Learning which cat breeds are prone to genetic illnesses and the potential costs to treat these conditions

Many cat parents can’t afford to find thousands of pounds to pay the vet should something happen to their four-legged friend.

You never want to compromise on your cat’s care or the treatment options available if they need medical help. Investing in comprehensive cat cover can give you peace of mind when faced with unexpected and costly vet bills.

Cat insurance can also cover you for more than vet fees, including emergency cattery costs and even advertising if they go missing.

Cat insurance can protect you against unplanned and costly vet bills if your feline gets sick or has an accident. As part of your Petgevity cover, you get: 

• Vet fees
  > Behavioural treatment up to £1000
  > Complementary therapy – chose between the vet fee amount or £1,500, whichever amount is lower
  > Dental accidents
  > Euthanasia
  > MRI/CT scans (up to £2k)
  > Cruciate ligaments (up to £2k)
• Emergency care up to £750

You can also choose optional extras like Dental Illness and Travel and Holiday cover. So you can tailor your cat’s policy to their specific needs.

Like most insurers, we won’t cover routine and preventative treatments, including:

• Flea and worming
• Neutering
• Vaccinations
• Routine teeth cleaning
• Routine or investigative tests (unless to diagnose a new or worsening condition covered under your policy)

Speak to your vet to see if they offer a healthcare plan. This can include annual vaccinations, regular health checkups, and preventative treatments.

For full details of Petgevity pet insurance, please read our policy wording. To access the complete Insurance Product Information Document (IPID), click here. For information regarding cover please see our Petgevity policy document. 

“One of the reasons why cats are so beloved is because of their playful attitudes and adventurous spirits. But this primal instinct to explore can get them into unexpected scrapes.

Cat insurance can give you peace of mind that your favourite feline is covered for the escapades of everyday life. So if something did happen, you can focus on helping your cat get better, not worrying about paying out for expensive vet costs.”

Allie Simpson – Pet insurance specialist

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