Kickstart your kitten’s adventures with cat insurance that will keep them protected. Our kitten insurance has a Defaqto 5-star rating when you choose to cover vet fees over £4k with all optional add-ons. Cover can start from when your kitten is 4 weeks old. You’ll also have 24/7 access to video consultations from UK-registered vets.
Vet fees up to £15,000
Choose vet fee cover from £1,000 to £15,000 to suit your kit’s needs. The limit resets every year you renew.
Design your own cat insurance
Policies as unique as your kitten. Set your own limits, excess and optional extras, for protection that fits like a collar.
Compulsory excess? Nope†
If you don’t want an excess or bill share, you don’t have to choose it. Flexible cover for your fuzzball is what it’s all about.
Kittens are trainee acrobats. While they may start life shy and low-energy, it won’t be long before they’re getting into all sorts of scrapes. And kittens are more susceptible to illness and more likely to have accidents than adult cats.
Vet fees can often be high, particularly for certain treatments or procedures. That’s where cat insurance comes in. Getting the right cover can help absorb the cost of what could otherwise be an expensive trip to the vet.
With Petgevity, you can get peace-of-mind cover from just 4 weeks old. We only provide lifetime insurance, so you can protect your kitten against any injuries or conditions they develop over the course of their lifetime, provided you renew each year.
Plus kitten insurance doesn’t only cover vet bills. Depending on your needs, it may be worth looking into a policy that covers other aspects of kitten life – such as emergency cattery costs, or help with adverts or offering rewards if they go missing.
Want to know more? See our guide to whether pet insurance is worth it to find out how pet insurance can help your kitten as they grow into cathood and beyond.
The price you pay for kitten insurance depends on a few things. These factors include:
Before picking the exact level of cover for your fluffball, it’s worth looking into:
As a brand-new cat parent, you’ll want what’s best for your bundle of fluff.
The right cover for your kitten’s needs is ultimately up to you, taking into account your circumstances and budget. So you know what to consider, here’s how to choose the best pet insurance for your cat.
Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included
Basic cover alone has 3 star rating
Three-time winner of the National Insurance Awards Pet Insurance Award 2022, 2023 & 2024
Awarded Best Pet Insurance Provider at The Times Money Mentor Awards 2024
Highly Commended for Best Pet Insurance at The Personal Finance Awards 2025
At its core, kitten insurance is there to help with unexpected vet bills. If your kitten gets hurt or becomes unwell, that’s when your policy comes to the rescue.
With a Petgevity policy, you’re covered for:
You can also choose optional extras if you need more protection. For a small fee, you can add things like travel and holiday cover, or protection for dental illness. It’s worth thinking about your kitten’s exact needs so you can fashion them a policy that fits them perfectly.
Pet insurance doesn’t generally cover routine and preventative treatments. And Petgevity is no different in this regard. We don’t cover the following:
Many vets offer healthcare plans, so you can spread the cost of these kinds of treatments. Ask your local vet if they have a monthly payment scheme that covers health checks, preventative care, annual boosters and so on.
With our Lifetime Plus policy, we’ll consider all pre-existing conditions*. Just tell us about any conditions when getting a quote directly.
When you choose Petgevity, your kitten gets more protection than just vet fee cover. Here’s what our kitten insurance includes.
Dental accident
If your kitten has an accident involving their teeth or gums, any injury is covered. It’s also important to take your cat for annual dental check-ups, and follow your vet’s advice.
Behavioural treatment
Get expert help with your cat’s mental and emotional wellbeing, as advised by your vet. Cover up to your chosen vet fee amount or the cost of up to 12 sessions, whichever is lower (Lifetime Plus); or up to £1,000 (Lifetime).
Complementary therapy
As advised by your vet, this covers alternative treatments like acupuncture or hydrotherapy. Cover up to your chosen vet fee amount (Lifetime Plus); or up to chosen vet fee amount or £1,500, whichever is lower (Lifetime).
Emergency care
If you can’t look after your pet due to an emergency, such as an unplanned hospital visit, this covers you for up to £1,500 (Lifetime Plus) in minding costs.
Prescribed diet food
Get up to £250 (Lifetime Plus) or £100 (Lifetime) towards your kitten’s prescribed food if they have a medical condition which needs to be controlled with a certain diet.
Choice of optional extras
Need extra protection? Choose from several optional extras to cover your pet’s needs, including dental illness, or cover if your pet is stolen or lost.
†For Lifetime Plus policies only – details correct 6 January 2026 via competitor websites. Competitor products are subject to their own T&Cs and can have different limits and requirements for cats versus dogs at different ages. For full details, please check the relevant policy wording. For full details of Petgevity pet insurance, please read our policy wording.
We offer lifetime pet insurance for kittens, the most comprehensive type of cover. Because your kitten deserves Lifetime Plus.
Cat insurance
Older cat insurance
Multi-pet insurance
Members of the Petgevity family get unlimited calls to experienced, UK-registered vets. Get 24/7 advice to keep your pets healthy and happy.
“Everyone loves a kitten. They’re curious and playful, and will get bolder as they test their boundaries and yours. This is why it’s a good idea to have protection in place in case the adventure goes too far.
“With peace-of-mind kitten insurance in place, you can rest easy that you’re covered if anything goes wrong, meaning they become injured or unwell. Not having to shell out unexpectedly means you can concentrate on helping them mend, rather than fretting about the cost.”
Kerry Willecome, pet insurance specialist
Meet our pet experts
Preventative care such as vaccinations aren’t generally covered by pet insurance policies, and Petgevity kitten insurance is no different in that regard. It’s up to you to get your kitten vaccinated and keep your shots up to date. This is also a condition of our cover, but you can rest assured that your kitten will be comprehensively covered for accidental injuries or illness.
Missing Pet Cover can be added to a Petgevity policy as an optional extra. This add-on can cover the cost of advertising, or even a reward for their return, to help get your kitten safely home.
If you’re not reunited in 30 days, you’ll also be covered up to the market value of your kitten, or the cost of cover.
Our standard kitten insurance includes treatment for dental accidents up to your chosen vet fee limit. You can then extend your cover to include dental illness, up to a maximum of £5,000 or your vet fee limit (whichever is lower).
Some other providers don’t cover dental illness, but this depends on the individual provider and the policy type you choose.
You can find out more about how to keep your kitten’s teeth healthy with advice from a UK vet.
Our expert vets and behaviourists have great pointers to help keep your kitten happy and healthy.
New kitten checklist
Are you set to welcome a new kitten into your family? Make sure you’re purr-pared! Here are the kitten essentials you need to know.
A guide to kitten vaccinations
Caring for your kitten starts with their vaccinations. Get the lowdown on kitten vaccinations, including the what, when and why so you can be confident they’re protected.
How to litter train a kitten
Find out how to set up your new kitten for toileting success with these top tips from cat behaviourist Lucy Hole.
†Lifetime Plus policies only
*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.