Kitten Insurance

Kitten insurance you can trust

Kickstart your kitten’s adventures with cat insurance that will keep them protected. Our kitten insurance has a Defaqto 5-star rating when you choose to cover vet fees over £4k with all optional add-ons. Cover can start from when your kitten is 4 weeks old. You’ll also have 24/7 access to video consultations from UK-registered vets.

Why get kitten insurance?

Kittens are trainee acrobats. While they may start life shy and low-energy, it won’t be long before they’re getting into all sorts of scrapes. And kittens are more susceptible to illness and more likely to have accidents than adult cats.

Vet fees can often be high, particularly for certain treatments or procedures. That’s where cat insurance comes in. Getting the right cover can help absorb the cost of what could otherwise be an expensive trip to the vet.

With Petgevity, you can get peace-of-mind cover from just 4 weeks old. We only provide lifetime insurance, so you can protect your kitten against any injuries or conditions they develop over the course of their lifetime, provided you renew each year.

Plus kitten insurance doesn’t only cover vet bills. Depending on your needs, it may be worth looking into a policy that covers other aspects of kitten life – such as emergency cattery costs, or help with adverts or offering rewards if they go missing.

Want to know more? See our guide to whether pet insurance is worth it to find out how pet insurance can help your kitten as they grow into cathood and beyond.

How much does kitten insurance cost?

The price you pay for kitten insurance depends on a few things. These factors include:

• Your kitten’s breed. The type of breed will make a difference, as some breeds are more prone to certain health conditions than others. For this reason, pedigree cats might cost more to insure than moggies, for instance.
• Your cat’s age. As they grow older, your cat’s age will become a more important factor in what you’re likely to pay.
• Whether they have any pre-existing conditions. This might make insuring them more costly. But you should tell us if your kitten has any conditions, because – if they need it – it’s important to have the right level of cover in place. With our Lifetime Plus policies, we might be able to offer cover for existing conditions, subject to acceptance*.
• Your location. You may need to pay more for kitten insurance in certain areas of the county, such as London. This is because they’re considered higher risk, based on the amount of claims made there. This also means what you pay for cover may increase or decrease when you move.
• Any add-ons, excess or bill share you’ve opted for

Before picking the exact level of cover for your fluffball, it’s worth looking into:

• The cost of emergency treatment at your local vet
• Genetic issues that may be common in your cat breed, and how much these typically cost to treat

What’s the best pet insurance for a kitten?

As a brand-new cat parent, you’ll want what’s best for your bundle of fluff.

The right cover for your kitten’s needs is ultimately up to you, taking into account your circumstances and budget. So you know what to consider, here’s how to choose the best pet insurance for your cat.

What does kitten insurance cover?

At its core, kitten insurance is there to help with unexpected vet bills. If your kitten gets hurt or becomes unwell, that’s when your policy comes to the rescue.

With a Petgevity policy, you’re covered for:

• Vet fees
  • Behavioural treatment and complementary therapy
  • Dental accidents
  • MRI/CT scans (up to £2k)
  • Cruciate ligaments (up to £2k)
  • Euthanasia
• Emergency care

You can also choose optional extras if you need more protection. For a small fee, you can add things like travel and holiday cover, or protection for dental illness. It’s worth thinking about your kitten’s exact needs so you can fashion them a policy that fits them perfectly.

What doesn’t cat insurance cover?

Pet insurance doesn’t generally cover routine and preventative treatments. And Petgevity is no different in this regard. We don’t cover the following:

• Flea and worming
• Neutering (spaying and castration)
• Vaccinations
• Routine teeth cleaning
• Routine or investigative tests (unless it’s to diagnose a new or worsening condition covered under your policy)

Many vets offer healthcare plans, so you can spread the cost of these kinds of treatments. Ask your local vet if they have a monthly payment scheme that covers health checks, preventative care, annual boosters and so on.

Our expert says…

“Everyone loves a kitten. They’re curious and playful, and will get bolder as they test their boundaries and yours. This is why it’s a good idea to have protection in place in case the adventure goes too far.

“With peace-of-mind kitten insurance in place, you can rest easy that you’re covered if anything goes wrong, meaning they become injured or unwell. Not having to shell out unexpectedly means you can concentrate on helping them mend, rather than fretting about the cost.”

Kerry Willecome, pet insurance specialist

Meet our pet experts